Mortgages/Remortgages: The overall cost for comparison is APR 8.5% typical variable.
Secured Loans: The overall cost for comparison is APR 14.5% typical variable.
When you are struggling to meet the repayments on a range of debts, life can seem a little daunting. If you find yourself in this situation, speaking to someone who can help you to consolidate debt could be the answer.
The good news is that there could be a number of ways which you could consolidate debt to make your payments more affordable to you. Debt solutions include a debt management plan or debt consolidation loan.
When you consolidate debt, you combine all your existing debts into one new payment. You could be making one payment which is lower than all of your previous payments combined. Debt Consolidate would always advise you to think very carefully before getting a secured debt consolidation loan as you will be securitising unsecured debt against your home. Therefore your home is risk of repossession if you do not keep up on repayments.
There alternative ways to consolidate debt which does not require you to secure the debt on your home, call Debt Consolidate today for more information.
Don't worry if this seems a bit daunting, as our experienced Debt Consolidate advisors will give you the best advice on which consolidation route is right for you.
If have a bad credit history, CCJs or defaults, you could still consolidate debt into one lower payment, so get in touch today to see what options you have to consolidate debt.
As well as loans that enable you to consolidate debt, we also offer loans which can help people with both good or bad credit histories, including those with no proof of income.
Whether you are looking to consolidate debt, or want to find out more about how you can deal with your debt worries through consolidation, contact Debt Consolidate today for free professional debt consolidation advice.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
DebtConsolidate.co.uk is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.