Need to consolidate debt? We can help.....
Mortgages/Re-Mortgages: Typical APR 8.5%
Secured Loans: Typical APR 14.5%
When you have a range of debts, particularly if you are struggling to meet the repayments for them, life can seem a little daunting.
When you are in such circumstances, speaking to someone who can help you to consolidate debt may be the answer.
When you consolidate debt, you combine all your existing debts into one new loan, making one payment which is lower than all of your previous payments combined. Whilst this type of loan can be unsecured, if you own a property then securing your loan against your property, or alternatively re-mortgaging your property to release equity to pay off your unsecured debts, will normally enable you to pay a lower interest rate than an unsecured loan. We would always advise you to think carefully before securitising unsecured debt on your home, because your home is at greater risk.
Don’t worry if this seems a bit daunting, as our experienced advisors will give you the best advice on which route is right for you.
Those with bad credit histories can still consolidate debt
If have a bad credit history (for example if you have CCJs, defaults or late payments) you can still consolidate debt into one new loan.
We are specialists in helping people like you, so get in touch today to see what options you have to consolidate debt.
Loans to consolidate debt & more.....
In addition to loans that enable you to consolidate debt, we also offer loans for other purposes and straightforward mortgages and re-mortgages. We can help people with both good and bad credit histories, including those with no proof of income. We offer:
Mortgages – including self-certification mortgages and buy to let mortgages.
Re-Mortgages – including self-certification and buy to let re-mortgages.
Homeowner loans – also known as secured loans, for any purpose.
Insurance – buildings and contents, mortgage protection, critical illness.
Whether you are looking to consolidate debt, or want a secured loan, mortgage or remortgage, contact us today for professional advice and the best possible service.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion. For mortgages and re-mortgages this fee is typically £2500. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £1995 and a maximum of £2,995. For secured loans the fee will typically be a minimum of 10% of the loan value. The precise amount will depend upon your circumstances.
DebtConsolidate.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.