Do you have an Adverse Credit History? If you have mortgage arrears, have missed mortgage payments or fallen behind on your other loan payments, then you probably have an adverse or bad credit history.
But your previous financial circumstances should not mean that you have a problem getting a mortgage.
Although your situation may be a problem for most lenders it is not always a problem for us. Debt Consolidate can offer you the best advice and help to find you the best Adverse Credit Mortgage.
You can use your Adverse Credit Mortgage to consolidate your unsecured debt into one lower monthly repayment. So you can consolidate your credit cards, store cards, unsecured loans, personal loans, catalogue debt and overdrafts to leave you with one convenient monthly repayment.
An Adverse Credit Mortgage could help you to regain control of your financial affairs whatever your circumstances.
For more information about an Adverse Credit Mortgage please call Debt Consolidate free on 0808 131 9105.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
DebtConsolidate.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.